Oxygen X Takes Credit Access To The Streets, Empowering Nigeria’s Informal Economy
Oxygen X Finance Company activated a community-focused roadshow at Balogun and the Trade Fair Market from the 9th to 12th of December 2025, taking digital credit access directly to traders and small business owners at the heart of Nigeria’s informal economy.
With Nigeria’s credit penetration estimated at just 6–7%, millions of entrepreneurs remain excluded from formal financing despite driving over 50% of the country’s GDP. Oxygen X is addressing this gap by embedding credit access directly into everyday commercial spaces, removing traditional barriers to entry.
Field agents were on ground throughout the roadshow to support real-time onboarding, answer questions, and guide traders through a seamless and transparent credit application process.
Oyebimpe Adeniyi-Sanusi, Head of Sales at Oxygen X, said “We believe credit should be accessible where commerce happens. By bringing capital directly to traders, we are enabling business growth while building a responsible and sustainable lending culture.”
Beyond access to capital, the roadshow also focused on financial education, helping traders better understand digital lending, repayment structures, and responsible borrowing.
The activation reinforces Oxygen X’s position as a leading consumer lending company committed to financial inclusion, sustainability, and real economic impact.
About Oxygen X Finance Company
Oxygen X is a digital-first consumer lending business committed to unlocking financial possibilities for Africans. A subsidiary of Access Holdings Plc, Oxygen X is built to redefine lending across the Access ecosystem by delivering financial solutions designed to help individuals and businesses thrive.
Built on advanced risk technology and a customer-first philosophy, Oxygen X is on a mission to become the world’s most respected African lending brand – one that empowers people to make smart financial decisions, improve their livelihoods, and move confidently to their next level.
From salary earners navigating monthly needs to entrepreneurs growing their hustle, Oxygen X provides accessible loans that create real impact. Our approach blends financial innovation with sustainability, ensuring that every loan given supports long-term progress for customers, communities, and the economy.
With a growing community of users, strong governance structures, and the backing of one of Africa’s largest financial ecosystems, Oxygen X is shaping the future of digital credit – one responsible loan at a time- https://www.oxygenx.africa/
